Mortgage lender problem?

I guess I was one of the ones that rode the bubble ,Heres a brief story ,Im 36 whoohoo ,but in my twenties i got married ,worked two jobs had a perfect score ,duh duh enter the ex wife ,got stupid ,needless to say shes got the house ,filed bankruptcy,blah ,blah same ol american dream story gone awry,fast forward like 6 yrs was getting use dto not havin anything toshow for i guess ,get a lucky break ,a blood sweat and tears job that pays ,buy a house ,but i cant qualify for a regular loan because they cant count my per diem as income ,any ways they set me up on a construction loan ,interest only,until i can get my time in so they can count it ,any ways now it seems like theyre putting it to me ,they sent me a state ment for 48 cents ,for the month of march ,i should have have known better but i paid it .the following month they hit me up with a statement saying i owed for two months of full payments ,which i paid it hurt but i figured i had it coming ,then i get the following months statements now i owe three months ,plus late payments interest if thats what you want to call it. its all on paper they applied a payment to principle .at which this point im still on on a interest only loan,tried calling them,but no suprise no answer,even sent copies of statements with payments but suprise still no answers ,i figure im going to follow the american trend and end up screwed,just wanted to know if theres anything i can do ,or am i just another statistic ,should i pack my **** up and move to another country to pursue the american dream,you know go to work ,come home ,raise your kid and not worry,at this rate i feel like either going to wisconsin and kicking the !@#$%^ out fo some one ,or just like burning the place down ,letting my kid live on welfare and her mom keep milking her cash cow ,and taking my chances in the pen ,i can truly understand the movie falling down now ,sorry to be so melodramatic ,but im at my end